Creator Cash-Out Policy

Fans pay you in Kredits through tips, instant purchases and shop purchases, and those Kredits build up in your Kinkmarket balance. This policy explains how you turn that balance into money: what your Kredits are worth, which ones you can cash out, the minimum, how you are paid, and the one identity check we need before your first payout. It is written in plain English so there are no surprises, and it forms part of our Seller terms.

What your Kredits are worth

A Kredit is worth 10p on Kinkmarket. When a fan tops up there is a 10% processing fee on top, so buying one Kredit costs them 11p. When you cash out earned Kredits, each Kredit is worth 8p to you, so you keep 80% of a Kredit's value. The rest covers card and payment processing and the cost of running the marketplace.

As a quick guide at the current rate:

• 500 Kredits, the minimum cash-out, is £40.00.
• 1,000 Kredits is £80.00.
• Your live balance always shows its cash-out value on your Your Kredits page.

Which Kredits you can cash out

Only Kredits you have earned can be cashed out. That means tips and other earnings from fans. Kredits you have topped up or bought yourself are for spending on Kinkmarket, such as tipping other creators or featuring your shop, and they cannot be cashed out.

The minimum

You can request a cash-out once you have at least 500 earned Kredits, which is £40.00 at the current rate. Until you reach the minimum your balance keeps building, and your Your Kredits page shows how far you have to go.

How you get paid

Cash-outs are paid by bank transfer, to a UK bank account or an international account by IBAN. When you request one, you choose how many Kredits to cash out, from the minimum up to your whole balance. Those Kredits are taken from your balance straight away so they cannot be spent by mistake, and we pay them out within 7 days of the request. You can have one cash-out being processed at a time; once it is paid, you can request the next.

When a cash-out can be held

If an order paid in Kredits has not been posted, or there is a problem with it, we can hold your cash-out, or the earnings on that order, until it is sorted out. We may also hold or cancel a cash-out if the Kredits came from a purchase that was charged back or found to be fraudulent, or from a breach of our Seller terms. Where we do, we will tell you why.

Verifying your identity

Before your very first cash-out you complete a quick identity check with Didit, the same provider used to verify creators when they list on Kinkmarket. This is a legal and anti-fraud requirement for paying out money, and it protects you as well as us. It is a one-off: once you are verified, later cash-outs do not need it again.

How to request a cash-out

Go to your Your Kredits page. When your earned balance is at or above the minimum, the Cash out button is active. Press it, choose how many Kredits to cash out, and enter your bank details. If you have not yet verified your identity, we will ask you to do that first. After that, we process the transfer and get in touch if we need anything.

Tax

Money you earn on Kinkmarket is your income, and you are responsible for reporting and paying any tax due on it. Kinkmarket does not deduct tax on your behalf. If you are unsure what you owe, speak to a qualified accountant or your local tax authority.

Changes to this policy

We may update this policy from time to time, including the cash-out rate. The date at the top of this page shows when it last changed, and the rate that applies to any cash-out is the rate shown on your Your Kredits page at the moment you make the request.